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Tips for Dog Owners…

news and tips

1 Oct

In the fiscal year of 2015-16, sixty-five percent of US homeowners have a pet according to the National Pet Owners Survey and nearly 78 million of those pets are dogs.

As a result, insurers have spent approximately $570 million as a result of liability claims due to dog-related injuries – a sum that equaled a third of all homeowner liability dollars paid that year.

With that, insurance companies have become increasing more cautious regarding providing insurance to homeowners who own dogs of a breed that is more likely to cause injuries to people. Below is a list of dog breeds that tend to make insurance companies the most nervous:

  • Akita
  • Alaskan Malamute
  • Doberman Pinscher
  • German Shepherd
  • Pit Bull
  • Rottweiler
  • Siberian Husky
  • Wolf Hybrid

Some insurance companies actually look for all of these breeds, plus “Canary Dogs”, when reviewing applications for insurance. Typically insurance companies do not refuse to provide homeowners coverage, but may elect to charge a higher premium depending on the breed of dog a homeowner owns.

Homeowner options for dog owners…
If you are an existing dog owner or wish to become a dog owner – and are concerned about an increase in your insurance premium or a cancellation of your policy – consult your insurance agent. In most state insurance companies have a right to “discriminate” against what it considers to be a vicious or dangerous breed of dog. Still, don’t stress if you already have a breed of dog that is listed as threat. Many times you can avoid issues with coverage and/or premium increases due to your history as a dog owner. The best method for dog owners is to consult your insurance agent to determine the best available insurance coverage options.

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About Jody Boehringer

Jody Boehringer has been in the insurance industry for 25 years. In 2000 she started with the agency when it was Angle-Maitlen Insurance, and in 2005 she became a partial owner. She is a lifelong resident of Covington and has been married to her husband Butch for 28 years. Jody takes great pride in helping clients with their insurance needs in auto, home, farm and business.

| Email Jody |
Office: 937.473.2171

Why Choose Us?

We insure thousands of home, auto, farm and business owners. Here is what they say about us…

Jeremy Yingst

Miami Valley Insurance Agency made my first home purchase go very smoothly with great customer service and awesome rates.

Covington, Ohio

Miami Valley Insurance Agency
2018-09-26T17:08:26+00:00

Covington, Ohio

Miami Valley Insurance Agency made my first home purchase go very smoothly with great customer service and awesome rates.
http://miamivalleyins.com/testimonials/test-testimonial/

Pam Sommer

I have been insured by Miami Valley Insurance Agency for over 20 years. Their service and attention to our growing needs has far exceeded my expectations. I would recommend this agency and the knowledge behind them to anyone! They are always looking out for the best interest and needs of the customer. They have been there through our growing journey with business and personal insurance needs.

Covington, Ohio

Miami Valley Insurance Agency
2018-10-12T20:07:58+00:00

Covington, Ohio

I have been insured by Miami Valley Insurance Agency for over 20 years. Their service and attention to our growing needs has far exceeded my expectations. I would recommend this agency and the knowledge behind them to anyone! They are always looking out for the best interest and needs of the customer. They have been there through our growing journey with business and personal insurance needs.
http://miamivalleyins.com/testimonials/pam-sommer/

John Shell

As a long term customer with Miami Valley Insurance Agency and a multi-policy holder, I’ve found the customer service of their helpful agents to be second to none. I highlight recommend them to anyone because I’ve found that Miami Valley Insurance Agency strives to ensure I have all on my insurance needs met, whether it’s my home, auto, farm and business.

Covington, Ohio

Miami Valley Insurance Agency
2018-09-26T16:56:12+00:00

Covington, Ohio

As a long term customer with Miami Valley Insurance Agency and a multi-policy holder, I’ve found the customer service of their helpful agents to be second to none. I highlight recommend them to anyone because I’ve found that Miami Valley Insurance Agency strives to ensure I have all on my insurance needs met, whether it’s my home, auto, farm and business.
http://miamivalleyins.com/testimonials/john-shell/

Tom Jessup

I switched to Miami Valley Insurance Agency after several years of coverage with another company because MVIA provided me a custom package that gave me the proper coverage for my primary home, rental properties, and automobiles. Miami Valley Insurance Agency was able to save me money and increase my coverage by properly reviewing my insurance needs. Another fact is that I now have a one-on-one contact who cares about my coverage and provides regular reviews.

Piqua, Ohio

Miami Valley Insurance Agency
2018-10-05T15:26:42+00:00

Piqua, Ohio

I switched to Miami Valley Insurance Agency after several years of coverage with another company because MVIA provided me a custom package that gave me the proper coverage for my primary home, rental properties, and automobiles. Miami Valley Insurance Agency was able to save me money and increase my coverage by properly reviewing my insurance needs. Another fact is that I now have a one-on-one contact who cares about my coverage and provides regular reviews.
http://miamivalleyins.com/testimonials/tom-jessup/
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Latest News & Tips…

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OUR AGENTS

Jody Boehringer
| Email Jody |
Call: 937.473.2171


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Call: 937.418.4498


Ty Boehringer
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